15th NPL Iberian Forum in Lisbon ends on a high
This year’s edition of the 15th NPL Iberian Forum brought together industry leaders to share insights, discuss key trends, and explore innovative solutions in the Non-Performing Loans and distressed asset markets.
The 15th NPL Iberian Forum, held on October 23 at the SANA Malhoa Hotel in Lisbon, has established itself as a benchmark event for professionals in non-performing loan management across Iberia. Organized by CMS People, the forum provided an exclusive
platform to exchange ideas, debate sector trends, and foster meaningful connections among banks, asset managers, real estate funds, law firms, and servicing specialists.
The event took place under the theme “The 15th edition: Adapting the Ecosystem to New Rules”, addressing the challenges of a shifting macroeconomic environment and how the credit recovery ecosystem adapts to new regulations and emerging technologies.
Key Topics and Highlights.
The forum covered several crucial subjects, including:
✔️ Distressed SMEs and MidCaps: new solutions and alternative investment strategies
✔️ Portuguese NPL Market: transactions, trends, and outlook for 2025/2026
✔️ Technology & Innovation: AI, automation, and digital recovery strategies
✔️ Transposition of the European Directive: regulation, compliance, and market impact
The day featured presentations, panel discussions, and high-level networking sessions,
emphasizing the importance of collaboration and innovation in addressing sector challenges.
A spokesperson said that the 15th edition was “a success, contributing knowledge, experience, and strategic insights that will help shape the future of the NPL and distressed asset markets in Iberia”.
The NPL Iberian Forum continues to be an essential event for financial industry leaders, combining in-depth analysis, technological innovation, and investment opportunities in a single professional gathering
The Portuguese non-performing loan (NPL) market has seen a decline in total volume since 2019, with a gross NPL ratio of around 2.6% in the second quarter of 2024, although transaction activity slowed in 2023, according to consultants Prime Yield.
Despite the reduction in total volume, the market is evolving with the emergence of new types of business, such as secondary market transactions and agreements between servicers and investors.
Asset quality remains a focus, with the Bank of Portugal publishing reports on the banking system.
Last week, banks in Portugal said they had shifted €300 million in NPLs with Caixa Geral de Depósitos and BBVA putting NPL portfolios on the market worth €100 million.



